Massachusetts Hard Money Lending Guide

Our platform has 387 hard money lenders that service Massachusetts. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Massachusetts ranks as #15 in popularity for hard money lenders. The areas with the most real estate and lending activity are Boston, Worcester, Springfield and Cambridge. To find a lender that meets your exact criteria, submit a quick request.

First Financial Depot, LLC

Loans from $250K to $100M. Maximum loan-to-value percentage of 88%. 500 credit score required.

50 States

First Boston Capital Partners

Loans from $250K to $10M. Maximum loan-to-value percentage of 75%. 600 credit score required.

3 States

IFC

Loans from $150K to $1M. Maximum loan-to-value percentage of 74%. 640 credit score required.

43 States

Carlyle Capital

Loans from $10K to $100M. Maximum loan-to-value percentage of 90%. 580 credit score required.

48 States

MICHAEL KONDRACKI

Loans from $1M to $500M. Maximum loan-to-value percentage of 80%. 639 credit score required.

47 States

Atlantic National Trust

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 680 credit score required.

31 States

Capital of Loans

Loans from $120K to $2M. Maximum loan-to-value percentage of 100%. 680 credit score required.

44 States

Patch of Land

Loans from $50K to $3M. Maximum loan-to-value percentage of 85%. No credit score required.

48 States

Capital Three Sixty

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.

46 States

PeerStreet

Loans from $75K to $5M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Apex Mortgage Corporation

Loans from $25K to $1M. Maximum loan-to-value percentage of 65%. 650 credit score required.

50 States

GREI Financial

Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Anglo-American Financial

Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Owens Financial Group

Loans from $1M to $30M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

360 CB Capital Funding

Loans from $500K to $2M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States