Massachusetts Hard Money Lending Guide

Our platform has 388 hard money lenders that service Massachusetts. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Massachusetts ranks as #16 in popularity for hard money lenders. The areas with the most real estate and lending activity are Boston, Worcester, Springfield and Cambridge. To find a lender that meets your exact criteria, submit a quick request.

Stage Point Capital LLC

Loans from $40K to $4M. Maximum loan-to-value percentage of 70%. No credit score required.

3 States

Aero Capital Finance

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

18 States

STB Capital Holdings

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Versair Private Money

Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. No credit score required.

46 States

BRIDGE2USDA

Loans from $2M to $15M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

Global Capital Funding

Loans from $250K to $10M. Maximum loan-to-value percentage of 90%. 500 credit score required.

49 States

Barnett REI Finance

Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

GoKapital Inc.

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Straightline Funding

Loans from $25K to $1M. Maximum loan-to-value percentage of 90%. 680 credit score required.

43 States

Sky Capital LLC

Loans from $250K to $750K. Maximum loan-to-value percentage of 90%. 550 credit score required.

1 State

Highline Financial Group

Loans up to $10M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Red Rock Capital

Loans from $75K to $3M. Maximum loan-to-value percentage of 90%. No credit score required.

42 States

SIC Funds

Loans from $15K to $5M. Maximum loan-to-value percentage of 100%. 600 credit score required.

40 States

Dalin Financial

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

3 States

Mesa West Capital

Loans from $20M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States