Massachusetts Hard Money Lending Guide

Our platform has 328 hard money lenders that service Massachusetts. The loans they offer range from no minimum to $500M with an average cap of $48M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Massachusetts ranks as #12 in popularity for hard money lenders. The areas with the most real estate and lending activity are Boston, Worcester, Springfield and Cambridge. To find a lender that meets your exact criteria, submit a quick request.

Lima One Capital

Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 660 credit score required.

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45 States

Tremont Realty Capital

Loans from $10M to $250M. Maximum loan-to-value percentage of 85%. 550 credit score required.

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50 States

Residential Capital Partners

Loans from $75K to $15M. Maximum loan-to-value percentage of 65%. 620 credit score required.

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50 States

Stratton Equities

Loans from $100K to $5M. Maximum loan-to-value percentage of 90%. 650 credit score required.

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44 States

QS Private Lending

Loans from $50K to $5M. Maximum loan-to-value percentage of 70%. No credit score required.

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3 States

Mercury Capital USA

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

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50 States

Regina Capital

Loans from $300K to $5M. Maximum loan-to-value percentage of 70%. No credit score required.

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4 States

Silver Hill Funding

Loans from $250K to $2M. Maximum loan-to-value percentage of 100%. No credit score required.

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43 States

3T Funding

Loans from $100K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

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50 States

United Capital Companies

Loans from $2M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

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50 States

Global Integrity Finance

Loans from $75K to $2M. Maximum loan-to-value percentage of 75%. 621 credit score required.

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48 States

First Boston Capital Partners

Loans from $250K to $10M. Maximum loan-to-value percentage of 75%. 600 credit score required.

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3 States

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