Massachusetts Hard Money Lending Guide

Our platform has 388 hard money lenders that service Massachusetts. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Massachusetts ranks as #16 in popularity for hard money lenders. The areas with the most real estate and lending activity are Boston, Worcester, Springfield and Cambridge. To find a lender that meets your exact criteria, submit a quick request.

Thorpe Commercial Capital

Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. 550 credit score required.

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50 States

BSIP Capital

Loans from $30K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

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50 States

Crestbridge Capital

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

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46 States

Royalty Business Lending

Loans from $60K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

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50 States

BridgeWell Capital LLC

Loans from $50K to $5M. Maximum loan-to-value percentage of 75%. No credit score required.

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30 States

First Financial Depot, LLC

Loans from $250K to $100M. Maximum loan-to-value percentage of 88%. 500 credit score required.

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50 States

First Boston Capital Partners

Loans from $250K to $10M. Maximum loan-to-value percentage of 75%. 600 credit score required.

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3 States

IFC

Loans from $150K to $1M. Maximum loan-to-value percentage of 74%. 640 credit score required.

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43 States

Carlyle Capital

Loans from $10K to $100M. Maximum loan-to-value percentage of 90%. 580 credit score required.

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48 States

MICHAEL KONDRACKI

Loans from $1M to $500M. Maximum loan-to-value percentage of 80%. 639 credit score required.

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47 States

Atlantic National Trust

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 680 credit score required.

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31 States

Capital of Loans

Loans from $120K to $2M. Maximum loan-to-value percentage of 100%. 680 credit score required.

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44 States

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