Massachusetts Hard Money Lending Guide

Our platform has 388 hard money lenders that service Massachusetts. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Massachusetts ranks as #15 in popularity for hard money lenders. The areas with the most real estate and lending activity are Boston, Worcester, Springfield and Cambridge. To find a lender that meets your exact criteria, submit a quick request.

14th Street Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Commercial Mortgage Alliance LLC

Loans from $100K to $3.5M. Maximum loan-to-value percentage of 75%. 650 credit score required.

36 States

Nat Avendano

Loans from $300K to $10M. Maximum loan-to-value percentage of 80%. 575 credit score required.

50 States

Amerifund Alternative Lending Division

Loans from $500K to $20M. Maximum loan-to-value percentage of 70%. 650 credit score required.

50 States

Foxworth Commercial Capital

Loans from $150K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Waterbeach Capital

Loans from $5K to $100K. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Direct Money Lenders

Loans from $100K to $2M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Sovereign Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Northeast Lending Services

Loans from $50K to $5M. Maximum loan-to-value percentage of 100%. No credit score required.

9 States

Capital Funding Hard Money

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Resolute Commercial Capital

Loans up to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Pro Builder Financial

Loans from $100K to $3M. Maximum loan-to-value percentage of 75%. No credit score required.

5 States

ATS Financial Solutions

Loans from $20K to $100M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

Alpha Funding Corp.

Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

The Atlas Companies

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

1 State