Michigan Hard Money Lending Guide

Our platform has 349 hard money lenders that service Michigan. The loans they offer range from no minimum to $500M with an average cap of $54M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Michigan ranks as #28 in popularity for hard money lenders. The areas with the most real estate and lending activity are Detroit, Grand Rapids and Warren. To find a lender that meets your exact criteria, submit a quick request.

Black Horizon Consulting LLC

Loans from $200K to $125M. Maximum loan-to-value percentage of 80%. 680 credit score required.

39 States

J. R. Andrews

Loans from $75K to $5M. Maximum loan-to-value percentage of 80%. 499 credit score required.

50 States

VLEX Consulting LLC

Loans from $55K to $2M. Maximum loan-to-value percentage of 85%. 680 credit score required.

37 States

Private Mortgage Financing Partners

Loans from $400K to $3M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Capstone Private Mortgage Company

Loans up to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

KSI Capital Corp

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Thorpe Commercial Capital

Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

BSIP Capital

Loans from $30K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Eastland Mortgage

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Alpha Funding Corp.

Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

United Capital Companies

Loans from $2M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

BridgeWell Capital LLC

Loans from $50K to $5M. Maximum loan-to-value percentage of 75%. No credit score required.

30 States

One Park Financial

Loans from $300K to $11.5M. Maximum loan-to-value percentage of 80%. 700 credit score required.

12 States

Shoreline Capital

Loans from $3M to $250M. Maximum loan-to-value percentage of 84%. 525 credit score required.

22 States