Michigan Hard Money Lending Guide

Our platform has 349 hard money lenders that service Michigan. The loans they offer range from no minimum to $500M with an average cap of $54M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Michigan ranks as #28 in popularity for hard money lenders. The areas with the most real estate and lending activity are Detroit, Grand Rapids and Warren. To find a lender that meets your exact criteria, submit a quick request.

John Morelli

Loans from $200K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States

Monkman Capital Equity

Loans from $50K to $50M. Maximum loan-to-value percentage of 95%. 550 credit score required.

50 States

Lehua Sutterfield

Loans from $250K to $4M. Maximum loan-to-value percentage of 85%. 659 credit score required.

28 States

Corporate Capital

Loans from $150K to $400M. Maximum loan-to-value percentage of 95%. 500 credit score required.

50 States

Golden Lawrence

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 600 credit score required.

49 States

Clearedge Commercial

Loans from $75K to $2M. Maximum loan-to-value percentage of 80%. 680 credit score required.

47 States

Patch of Land

Loans from $50K to $3M. Maximum loan-to-value percentage of 85%. No credit score required.

48 States

Capital Three Sixty

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.

46 States

Tremont Realty Capital

Loans from $10M to $250M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States

Fairway America

Loans from $250K to $1M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Investor Rehab Funding

Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. 600 credit score required.

40 States

Investor Direct Capital

Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. 500 credit score required.

47 States

USA Private Money

Loans from $45K to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Ocean Pacific Capital

Loans from $500K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Sage Global Finance, LLC

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States