Minnesota Hard Money Lending Guide

Our platform has 316 hard money lenders that service Minnesota. The loans they offer range from no minimum to $500M with an average cap of $58M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 680. Minnesota ranks as #46 in popularity for hard money lenders. The areas with the most real estate and lending activity are Minneapolis, St. Paul and Rochester. To find a lender that meets your exact criteria, submit a quick request.

Rental Home Financing

Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States

CRE-Finance

Loans from $150K to $75M. Maximum loan-to-value percentage of 90%. 650 credit score required.

47 States

Elite Wealth Management

Loans from $50K to $10M. Maximum loan-to-value percentage of 75%. 600 credit score required.

50 States

Winn Venture Capital

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

A.J.T.M. Financial Group, Inc.

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States

Foxworth Commercial Capital

Loans from $150K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Waterbeach Capital

Loans from $5K to $100K. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Fairway America

Loans from $250K to $1M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Accelerate Commercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Alpha Funding Corp.

Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

United Capital Companies

Loans from $2M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Northwind Financial

Loans from $500K to $500M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Beth Sims

Loans from $750K to $20M. Maximum loan-to-value percentage of 40%. 640 credit score required.

50 States

Corporate Capital

Loans from $150K to $400M. Maximum loan-to-value percentage of 95%. 500 credit score required.

50 States