New Jersey Hard Money Lending Guide

Our platform has 390 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #10 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

Northwind Financial

Loans from $500K to $500M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

STB Capital Holdings

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Black Horizon Consulting LLC

Loans from $200K to $125M. Maximum loan-to-value percentage of 80%. 680 credit score required.

39 States

Ronald Weeks

Loans from $50K to $100M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

Bridgeview Mortgage

Loans from $1K to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Lending One

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Thorofare Capital, Inc.

Loans from $5M to $40M. Maximum loan-to-value percentage of 68%. No credit score required.

50 States

Wisdom Capital

Loans from $50K to $3M. Maximum loan-to-value percentage of 80%. No credit score required.

2 States

Aceltis Financial Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. 600 credit score required.

1 State

Flatiron Realty Capital

Loans from $150K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

26 States

Emerald Creek Capital

Loans from $2M to $50M. Maximum loan-to-value percentage of 65%. 630 credit score required.

50 States

Madison Realty Capital

Loans from $3M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Hamptons Financial

Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Pinnacle Mortgage

Loans from $25K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

2 States

Visio Lending

Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

40 States