New Jersey Hard Money Lending Guide

Our platform has 393 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #12 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

GREI Financial

Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Allcity Finance

Loans from $50K to $30M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Owens Financial Group

Loans from $1M to $30M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Green Lake Fund

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

SIC Funds

Loans from $15K to $5M. Maximum loan-to-value percentage of 100%. 600 credit score required.

40 States

Meridian Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

CME Real Estate & Loan Services

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

National Equity Funding

Loans from $300K to $12M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

West Forest Capital

Loans from $50K to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

3 States

Private Capital USA

Loans from $200K to $2.5M. Maximum loan-to-value percentage of 80%. No credit score required.

10 States

Global Integrity Finance

Loans from $75K to $2M. Maximum loan-to-value percentage of 75%. 621 credit score required.

48 States

Raymond Frias

Loans from $500K to $100M. Maximum loan-to-value percentage of 67%. 525 credit score required.

23 States

Temple View Capital

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 660 credit score required.

44 States

Monkman Capital Equity

Loans from $50K to $50M. Maximum loan-to-value percentage of 95%. 550 credit score required.

50 States

UNCAGED CAPITAL LLC

Loans from $500K to $50M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States