New Jersey Hard Money Lending Guide
Our platform has 391 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #12 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.
Emerald Creek Capital
Loans from $2M to $50M. Maximum loan-to-value percentage of 65%. 630 credit score required.
Madison Realty Capital
Loans from $3M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.
Hamptons Financial
Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Pinnacle Mortgage
Loans from $25K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
Visio Lending
Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
USA Private Money
Loans from $45K to $10M. Maximum loan-to-value percentage of 90%. No credit score required.
A10 Capital
Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.
Navesink River Capital
Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
JID Investments, LLC
Loans up to $1M. Maximum loan-to-value percentage of 100%. No credit score required.
Infinity Commercial Lending
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Synergy Financial Partners
Loans from $100K to $100M. Maximum loan-to-value percentage of 95%. 400 credit score required.
American Financial Network, Inc
Loans from $150K to $8M. Maximum loan-to-value percentage of 85%. 350 credit score required.
Shoreline Capital
Loans from $3M to $250M. Maximum loan-to-value percentage of 84%. 525 credit score required.
J. R. Andrews
Loans from $75K to $5M. Maximum loan-to-value percentage of 80%. 499 credit score required.
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