New Jersey Hard Money Lending Guide

Our platform has 391 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #12 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

Realtypreneur Inc.

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.

17 States

Hawk Funding Group

Loans from $1M to $15M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

ABEZ Funding Solutions

Loans from $100K to $50M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

Legacy Home Loans LLC

Loans from $150K to $5M. Maximum loan-to-value percentage of 75%. 650 credit score required.

19 States

3E Capital, LLC

Loans from $1K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Creative Hard Money LLC

Loans from $50K to $10M. Maximum loan-to-value percentage of 100%. 620 credit score required.

50 States

Practical Funding Solutions

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Apex Mortgage Corporation

Loans from $25K to $1M. Maximum loan-to-value percentage of 65%. 650 credit score required.

50 States

Stratton Equities

Loans from $100K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

45 States

KSI Capital Corp

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Vega Funding

Loans from $100K to $10M. Maximum loan-to-value percentage of 80%. 650 credit score required.

5 States

Direct Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

T&M Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

46 States

Eastland Mortgage

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States