New Jersey Hard Money Lending Guide

Our platform has 391 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #12 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

Alpha Funding Corp.

Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Colony American Finance

Loans from $500K to $100M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Summit Hill Capital

Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

43 States

IFC

Loans from $150K to $1M. Maximum loan-to-value percentage of 74%. 640 credit score required.

43 States

Elite Wealth Management

Loans from $50K to $10M. Maximum loan-to-value percentage of 75%. 600 credit score required.

50 States

700 Capital

Loans from $1M to $500M. Maximum loan-to-value percentage of 20%. No credit score required.

50 States

Amerifund Alternative Lending Division

Loans from $500K to $20M. Maximum loan-to-value percentage of 70%. 650 credit score required.

50 States

Foxworth Commercial Capital

Loans from $150K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Hard Money Bankers

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

6 States

GREI Financial

Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Allcity Finance

Loans from $50K to $30M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Owens Financial Group

Loans from $1M to $30M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Green Lake Fund

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

SIC Funds

Loans from $15K to $5M. Maximum loan-to-value percentage of 100%. 600 credit score required.

40 States

Meridian Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States