New Jersey Hard Money Lending Guide

Our platform has 334 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $47M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

Macoy Capital

Loans from $100K to $20M. Maximum loan-to-value percentage of 90%. 620 credit score required.

42 States

Superior Business Lending

Loans from $250K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Raymond Holm

Loans from $1M to $100M. Maximum loan-to-value percentage of 75%. 500 credit score required.

50 States

Equity Cap Lending

Loans from $25K to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

42 States

Westpark Loans

Loans from $100K to $20M. Maximum loan-to-value percentage of 65%. 650 credit score required.

45 States

RCD Capital

Loans from $75K to $50M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

Precision Capital

Loans from $100K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

8 States

CW Funding, LLC

Loans from $250K to $20M. Maximum loan-to-value percentage of 80%. No credit score required.

49 States

Grants Real Estate Solutions

Loans from $100K to $30M. Maximum loan-to-value percentage of 80%. 660 credit score required.

50 States

Rodeo Lending

Loans from $100K to $1.8M. Maximum loan-to-value percentage of 75%. 600 credit score required.

46 States

Americap Financial Group

Loans from $25K to $125M. Maximum loan-to-value percentage of 90%. 575 credit score required.

50 States

Global Property Asset Management, Inc.

Loans from $30K to $8M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Grand Bay Investments

Loans from $200K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

27 States

West Capital Consultants LLC

Loans from $300K to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

South End Capital Corporation

Loans from $175K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

45 States