New Jersey Hard Money Lending Guide

Our platform has 390 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #10 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

Versair Private Money

Loans from $50K to $50M. Maximum loan-to-value percentage of 78%. No credit score required.

46 States

BRIDGE2USDA

Loans from $2M to $15M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

Global Capital Funding

Loans from $250K to $10M. Maximum loan-to-value percentage of 90%. 500 credit score required.

49 States

Blackhawk Investments Corp

Loans from $25K to $500M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

TF Management Group LLC

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

ReCasa Financial Group

Loans from $60K to $1M. Maximum loan-to-value percentage of 75%. 680 credit score required.

16 States

Dominion Mortgage Corporation

Loans from $100K to $10M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Winston Capital

Loans from $150K to $25M. Maximum loan-to-value percentage of 85%. No credit score required.

24 States

Silver Hill Funding

Loans from $250K to $2M. Maximum loan-to-value percentage of 100%. No credit score required.

43 States

Barthelemy Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 65%. 550 credit score required.

50 States

Commercial Funding Solutions

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Freeman Commercial Lending

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Northwind Financial

Loans from $500K to $500M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

STB Capital Holdings

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Black Horizon Consulting LLC

Loans from $200K to $125M. Maximum loan-to-value percentage of 80%. 680 credit score required.

39 States