New Jersey Hard Money Lending Guide

Our platform has 393 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #10 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

World Business Lenders

Loans from $25K to $2M. Maximum loan-to-value percentage of 75%. 475 credit score required.

50 States

Bridge Direct

Loans from $2M to $50M. Maximum loan-to-value percentage of 55%. 400 credit score required.

4 States

Daniel Molina

Loans from $100K to $3M. Maximum loan-to-value percentage of 80%. 600 credit score required.

48 States

Avenue Capital Solutions

Loans from $25K to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Gelt Financial LLC

Loans from $150K to $20M. Maximum loan-to-value percentage of 100%. 550 credit score required.

46 States

Sherman Bridge Lending

Loans from $50K to $1M. Maximum loan-to-value percentage of 85%. 600 credit score required.

16 States

Singer Financial Corporation

Loans up to $1M. Maximum loan-to-value percentage of 60%. No credit score required.

3 States

Synergy Partners, LLC

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

49 States

Aspen Capital Funding

Loans from $1M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Red Brick Financial

Loans from $60K to $225K. Maximum loan-to-value percentage of 70%. 550 credit score required.

50 States

360 CB Capital Funding

Loans from $500K to $2M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States

Investor Rehab Funding

Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. 600 credit score required.

40 States

ABC Capital Investments

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Mesa West Capital

Loans from $20M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

George Smith Partners

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States