New Jersey Hard Money Lending Guide
Our platform has 346 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $47M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #10 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.
Coast Funding Corporation
Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.
RealtyShares
Loans from $150K to $1M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Residential Capital Partners
Loans from $75K to $15M. Maximum loan-to-value percentage of 65%. 620 credit score required.
Axe Lending Group
Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Aryming Asset Funding
Loans from $75K to $5M. Maximum loan-to-value percentage of 100%. No credit score required.
Mercury Capital USA
Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.
ICG10 Capital
Loans up to $10M. Maximum loan-to-value percentage of 60%. 550 credit score required.
MultiFamily.Loans
Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
GFS Commercial Loans
Loans from $150K to $15M. Maximum loan-to-value percentage of 90%. 580 credit score required.
Accelerate Commercial Capital
Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Sage Global Finance, LLC
Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.
HouseMax Funding
Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Golden Lawrence
Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 600 credit score required.
Need a Loan?
Answer a few quick questions regarding your hard money requirements, and quickly get connected to lenders across the country. Compare loan offers and communicate with lenders directly on our platform until you find the deal you want. All available at no cost to you.