New Jersey Hard Money Lending Guide

Our platform has 391 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #11 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

Acra Lending

Loans from $100K to $10M. Maximum loan-to-value percentage of 80%. 625 credit score required.

50 States

Rest Investment Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Crestbridge Capital

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

46 States

Lend Some Money

Loans from $25K to $10M. Maximum loan-to-value percentage of 65%. 594 credit score required.

46 States

Ashmore Partners

Loans from $75K to $2.5M. Maximum loan-to-value percentage of 80%. 600 credit score required.

13 States

Private Money Specialists

Loans from $75K to $50M. Maximum loan-to-value percentage of 75%. 500 credit score required.

48 States

Metroplex Lending LLC

Loans from $10K to $500M. Maximum loan-to-value percentage of 100%. 400 credit score required.

50 States

Versair Private Money

Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. No credit score required.

46 States

BRIDGE2USDA

Loans from $2M to $15M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

Global Capital Funding

Loans from $250K to $10M. Maximum loan-to-value percentage of 90%. 500 credit score required.

49 States

Bloomfield Capital

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

iBorrow

Loans from $2M to $30M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Dominion Mortgage Corporation

Loans from $100K to $10M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Winston Capital

Loans from $150K to $25M. Maximum loan-to-value percentage of 85%. No credit score required.

24 States

Silver Hill Funding

Loans from $250K to $2M. Maximum loan-to-value percentage of 100%. No credit score required.

43 States