New Jersey Hard Money Lending Guide
Our platform has 391 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #12 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.
Flip Funding LLC
Loans from $50K to $5M. Maximum loan-to-value percentage of 100%. 525 credit score required.
First Financial Depot, LLC
Loans from $250K to $100M. Maximum loan-to-value percentage of 88%. 500 credit score required.
14th Street Capital
Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. No credit score required.
Carlos Flores
Loans from $50K to $2.5M. Maximum loan-to-value percentage of 90%. 640 credit score required.
Corporate Capital
Loans from $150K to $400M. Maximum loan-to-value percentage of 95%. 500 credit score required.
Coast Funding Corporation
Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.
Winn Venture Capital
Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. 650 credit score required.
Barnett REI Finance
Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.
GoKapital Inc.
Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.
Straightline Funding
Loans from $25K to $1M. Maximum loan-to-value percentage of 90%. 680 credit score required.
Velocity Mortgage Capital
Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
Angel Oak Prime Bridge, LLC
Loans from $50K to $1M. Maximum loan-to-value percentage of 80%. 500 credit score required.
Blue Water Funding
Loans from $100K to $5M. Maximum loan-to-value percentage of 95%. No credit score required.
RevitaLending
Loans from $75K to $2.5M. Maximum loan-to-value percentage of 70%. 600 credit score required.
North Shore Funding
Loans from $150K to $15M. Maximum loan-to-value percentage of 65%. No credit score required.
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