New Jersey Hard Money Lending Guide
Our platform has 334 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $47M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #9 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.
FundingEdge
Loans from $200K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
Peak Private Lending
Loans from $75K to $1M. Maximum loan-to-value percentage of 75%. 400 credit score required.
Trust Fund Capital
Loans from $100K to $100M. Maximum loan-to-value percentage of 40%. No credit score required.
Layla Capital
Loans from $500K to $10M. Maximum loan-to-value percentage of 70%. 500 credit score required.
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Loans from $100K to $5M. Maximum loan-to-value percentage of 80%. 620 credit score required.
American Street Capital
Loans from $750K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Rme finance, llc
Loans from $100K to $55M. Maximum loan-to-value percentage of 80%. 650 credit score required.
231 Capital llc
Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. No credit score required.
Alliance Commercial Lending, LLC
Loans from $150K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.
Waring Investments
Loans from $50K to $2M. Maximum loan-to-value percentage of 60%. No credit score required.
Chris Doster
Loans from $150K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.
PSG Lending
Loans from $125K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
Carol City Capital LLC
Loans from $500K to $100M. Maximum loan-to-value percentage of 70%. 650 credit score required.
SVN Capital Markets
Loans from $1M to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.
Bayport Funding LLC
Loans from $80K to $8M. Maximum loan-to-value percentage of 90%. 600 credit score required.
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