New Jersey Hard Money Lending Guide
Our platform has 346 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $47M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #10 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.
Rapid Merchant Capital, LLC.
Loans from $400K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
SVN Capital Markets
Loans from $1M to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.
Quentin Realty Capital LLC
Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.
Bayport Funding LLC
Loans from $80K to $8M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Carol City Capital LLC
Loans from $500K to $100M. Maximum loan-to-value percentage of 70%. 650 credit score required.
Polaris Commercial Financing Group
Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Walt Shoefler
Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.
Harris Commercial Capital
Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.
ScanlanKemperBard Companies
Loans from $1M to $5M. Maximum loan-to-value percentage of 100%. 500 credit score required.
Anglo-American Financial
Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Prescient Capital Management
Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. No credit score required.
Thorpe Commercial Capital
Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. 550 credit score required.
Dalin Financial
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Sharestates
Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.
Magnus Commercial Capital
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
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