New Jersey Hard Money Lending Guide
Our platform has 334 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $47M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.
Rapid Merchant Capital, LLC.
Loans from $400K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
SVN Capital Markets
Loans from $1M to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.
Bayport Funding LLC
Loans from $80K to $8M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Polaris Commercial Financing Group
Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
RealtyShares
Loans from $150K to $1M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Residential Capital Partners
Loans from $75K to $15M. Maximum loan-to-value percentage of 65%. 620 credit score required.
Axe Lending Group
Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Aryming Asset Funding
Loans from $75K to $5M. Maximum loan-to-value percentage of 100%. No credit score required.
Mercury Capital USA
Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.
ICG10 Capital
Loans up to $10M. Maximum loan-to-value percentage of 60%. 550 credit score required.
MultiFamily.Loans
Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
Apple Capital Group
Loans from $25K to $100M. Maximum loan-to-value percentage of 90%. No credit score required.
Edward Voccola & Co
Loans from $200K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.
Niche Capital Advisors
Loans from $1M to $20M. Maximum loan-to-value percentage of 65%. No credit score required.
Abel Commercial Funding
Loans from $60K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
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