New Jersey Hard Money Lending Guide
Our platform has 346 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $47M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #10 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.
CRE Finance
Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. No credit score required.
Commercial Loan Direct
Loans from $1M to $5M. Maximum loan-to-value percentage of 90%. No credit score required.
John Morelli
Loans from $200K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.
Georin Sanders
Loans from $75K to $10M. Maximum loan-to-value percentage of 95%. 600 credit score required.
J. R. Andrews
Loans from $75K to $5M. Maximum loan-to-value percentage of 80%. 499 credit score required.
Avatar Financial Group
Loans from $500K to $10M. Maximum loan-to-value percentage of 90%. No credit score required.
Fusion Private
Loans up to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.
Secured Investment Lending Corp.
Loans from $50K to $10M. Maximum loan-to-value percentage of 75%. 540 credit score required.
JCAP Private Lending
Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Aries Capital
Loans from $3M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Rapid Funding
Loans from $1M to $30M. Maximum loan-to-value percentage of 100%. No credit score required.
Parapet Capital
Loans from $100K to $500K. Maximum loan-to-value percentage of 80%. No credit score required.
Barnett Capital LTD
Loans from $1M to $50M. Maximum loan-to-value percentage of 100%. No credit score required.
Direct Lending Partner
Loans from $75K to $2M. Maximum loan-to-value percentage of 75%. 580 credit score required.
American Funding Corporation
Loans from $5M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
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