New Jersey Hard Money Lending Guide

Our platform has 390 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #10 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

CoreVest Finance

Loans from $68K to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Brookview Financial, Inc.

Loans from $50K to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

33 States

Lima One Capital

Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 660 credit score required.

45 States

Tremont Realty Capital

Loans from $10M to $250M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States

Absolute Capital Lending

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

4 States

JG Funding

Loans from $150K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

4 States

Fairway America

Loans from $250K to $1M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Rock East Group LLC

Loans from $50K to $50M. Maximum loan-to-value percentage of 90%. 570 credit score required.

4 States

Alpine Mortgage Services

Loans from $100K to $3M. Maximum loan-to-value percentage of 65%. No credit score required.

3 States

Paramount Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Summit Capital Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

K2 Commercial Finance

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 550 credit score required.

49 States

Joint Venture Capital

Loans from $250K to $10M. Maximum loan-to-value percentage of 85%. 620 credit score required.

50 States

SVN Capital Markets

Loans from $500K to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

23 States

PhoneOps Funding LLC

Loans from $25K to $500K. Maximum loan-to-value percentage of 100%. 350 credit score required.

50 States