New Jersey Hard Money Lending Guide

Our platform has 391 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #12 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

KSI Capital Corp

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Vega Funding

Loans from $100K to $10M. Maximum loan-to-value percentage of 80%. 650 credit score required.

5 States

Direct Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

T&M Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

46 States

Eastland Mortgage

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

A&D Mortgage

Loans from $75K to $5M. Maximum loan-to-value percentage of 75%. 500 credit score required.

5 States

Miramar Financial Group

Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

Direct Mortgage Loan Company

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Pretty Gurls Investments

Loans from $20K to $5M. Maximum loan-to-value percentage of 85%. 650 credit score required.

50 States

Carlyle Capital

Loans from $10K to $100M. Maximum loan-to-value percentage of 90%. 580 credit score required.

48 States

Jaken finance group

Loans from $100K to $100M. Maximum loan-to-value percentage of 90%. 600 credit score required.

40 States

Coastal capital funding

Loans from $100K to $2.5M. Maximum loan-to-value percentage of 80%. 600 credit score required.

50 States

Certain Lending

Loans from $100K to $10M. Maximum loan-to-value percentage of 85%. 680 credit score required.

48 States

Capital of Loans

Loans from $120K to $2M. Maximum loan-to-value percentage of 100%. 680 credit score required.

44 States