New York Hard Money Lending Guide

Our platform has 396 hard money lenders that service New York. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New York ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are New York City (NYC), Buffalo and Rochester. To find a lender that meets your exact criteria, submit a quick request.

The FTranzacts Group

Loans from $5M to $500M. Maximum loan-to-value percentage of 82%. 500 credit score required.

50 States

Bridge Direct

Loans from $2M to $50M. Maximum loan-to-value percentage of 55%. 400 credit score required.

4 States

Blackhawk Investments Corp

Loans from $25K to $500M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

iBorrow

Loans from $2M to $30M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Thorofare Capital, Inc.

Loans from $5M to $40M. Maximum loan-to-value percentage of 68%. No credit score required.

50 States

Dynamic Equity Partners

Loans up to $50K. Maximum loan-to-value percentage of 60%. No credit score required.

50 States

KSI Capital Corp

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Counselpro Lending

Loans from $10K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.

1 State

T&M Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

46 States

Edward Voccola & Co

Loans from $200K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Black Hawk Funding

Loans up to $10M. Maximum loan-to-value percentage of 70%. 550 credit score required.

50 States

Northwind Financial

Loans from $500K to $500M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

One Park Financial

Loans from $300K to $11.5M. Maximum loan-to-value percentage of 80%. 700 credit score required.

12 States

STB Capital Holdings

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

American Financial Network, Inc

Loans from $150K to $8M. Maximum loan-to-value percentage of 85%. 350 credit score required.

49 States