New York Hard Money Lending Guide

Our platform has 396 hard money lenders that service New York. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New York ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are New York City (NYC), Buffalo and Rochester. To find a lender that meets your exact criteria, submit a quick request.

Synergy Financial Partners

Loans from $100K to $100M. Maximum loan-to-value percentage of 95%. 400 credit score required.

41 States

Accolend

Loans from $150K to $15M. Maximum loan-to-value percentage of 85%. 620 credit score required.

22 States

Black Horizon Consulting LLC

Loans from $200K to $125M. Maximum loan-to-value percentage of 80%. 680 credit score required.

39 States

Coast Funding Corporation

Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.

50 States

Daniel Molina

Loans from $100K to $3M. Maximum loan-to-value percentage of 80%. 600 credit score required.

48 States

Bridgeview Mortgage

Loans from $1K to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Lima One Capital

Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 660 credit score required.

45 States

Stratton Equities

Loans from $100K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

45 States

York Funding LLC

Loans from $50K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

1 State

Mercury Capital USA

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

ICG10 Capital

Loans up to $10M. Maximum loan-to-value percentage of 60%. 550 credit score required.

44 States

Alpine Mortgage Services

Loans from $100K to $3M. Maximum loan-to-value percentage of 65%. No credit score required.

3 States

Direct Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

GFS Commercial Loans

Loans from $150K to $15M. Maximum loan-to-value percentage of 90%. 580 credit score required.

46 States

National Equity Funding

Loans from $300K to $12M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States