New York Hard Money Lending Guide

Our platform has 396 hard money lenders that service New York. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New York ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are New York City (NYC), Buffalo and Rochester. To find a lender that meets your exact criteria, submit a quick request.

Acra Lending

Loans from $100K to $10M. Maximum loan-to-value percentage of 80%. 625 credit score required.

50 States

Commercial Funding Solutions

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

AESG Capital, Inc

Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

United Capital Companies

Loans from $2M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

5 Arch Funding Corp.

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.

24 States

Beth Sims

Loans from $750K to $20M. Maximum loan-to-value percentage of 40%. 640 credit score required.

50 States

Hard Money Capital Group

Loans from $100K to $20M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Darji Investments LLC

Loans from $100K to $5M. Maximum loan-to-value percentage of 3%. No credit score required.

50 States

Atlantic National Trust

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 680 credit score required.

31 States

Colvert Capital Funding

Loans from $100K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

48 States

NV Capital Holdings LLC

Loans from $40K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Foxworth Commercial Capital

Loans from $150K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Capital Funding Financial

Loans from $100K to $25M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Commercial Funding International

Loans from $500K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

Sovereign Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States