New York Hard Money Lending Guide

Our platform has 396 hard money lenders that service New York. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New York ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are New York City (NYC), Buffalo and Rochester. To find a lender that meets your exact criteria, submit a quick request.

JID Investments, LLC

Loans up to $1M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Lend Some Money

Loans from $25K to $10M. Maximum loan-to-value percentage of 65%. 594 credit score required.

46 States

Manhattan Bridge Capital

Loans from $100K to $2M. Maximum loan-to-value percentage of 65%. No credit score required.

1 State

Synergy Financial Partners

Loans from $100K to $10M. Maximum loan-to-value percentage of 77%. 525 credit score required.

17 States

Brad Emmer

Loans from $25K to $1M. Maximum loan-to-value percentage of 80%. 400 credit score required.

48 States

Avenue Capital Solutions

Loans from $25K to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

GoKapital Inc.

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Sunset Equity Funding

Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. 570 credit score required.

50 States

Flatiron Realty Capital

Loans from $150K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

26 States

Fairway America

Loans from $250K to $1M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Rock East Group LLC

Loans from $50K to $50M. Maximum loan-to-value percentage of 90%. 570 credit score required.

4 States

BSIP Capital

Loans from $30K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Ocean Pacific Capital

Loans from $500K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

K2 Commercial Finance

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 550 credit score required.

49 States

Rental Home Financing

Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States