New York Hard Money Lending Guide

Our platform has 346 hard money lenders that service New York. The loans they offer range from no minimum to $500M with an average cap of $49M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New York ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are New York City (NYC), Buffalo and Rochester. To find a lender that meets your exact criteria, submit a quick request.

Equity Trac

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

SVN Capital Markets

Loans from $1M to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

32 States

Walt Shoefler

Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.

50 States

Provost Capital

Loans from $75K to $1.3M. Maximum loan-to-value percentage of 80%. 600 credit score required.

5 States

Continental Finance Corporation

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Harris Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Winston North Group

Loans from $120K to $10M. Maximum loan-to-value percentage of 75%. 650 credit score required.

50 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

New Wave Loans

Loans from $200K to $15M. Maximum loan-to-value percentage of 65%. No credit score required.

4 States

Lendero

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Infinity Commercial Lending

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Rental Home Financing

Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States

Paradis Holdings LLC

Loans from $1K to $50M. Maximum loan-to-value percentage of 100%. No credit score required.

20 States

Black Onyx Lending

Loans from $1K to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States