New York Hard Money Lending Guide

Our platform has 332 hard money lenders that service New York. The loans they offer range from no minimum to $500M with an average cap of $48M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New York ranks as #10 in popularity for hard money lenders. The areas with the most real estate and lending activity are New York City (NYC), Buffalo and Rochester. To find a lender that meets your exact criteria, submit a quick request.

Continental Finance Corporation

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

CoreVest Finance

Loans from $68K to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Brookview Financial, Inc.

Loans from $50K to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

33 States

Money 360

Loans from $3M to $25M. Maximum loan-to-value percentage of 75%. 500 credit score required.

50 States

Mann Mortgage

Loans up to $100M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Houlihan & O’Malley Commercial Services

Loans from $50K to $15M. Maximum loan-to-value percentage of 100%. 550 credit score required.

1 State

Stratton Equities

Loans from $100K to $5M. Maximum loan-to-value percentage of 90%. 650 credit score required.

44 States

York Funding LLC

Loans from $50K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

1 State

Mercury Capital USA

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

ICG10 Capital

Loans up to $10M. Maximum loan-to-value percentage of 60%. 550 credit score required.

44 States

Alpine Mortgage Services

Loans from $100K to $3M. Maximum loan-to-value percentage of 65%. No credit score required.

3 States

Direct Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Apple Capital Group

Loans from $25K to $100M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Accelerate Commercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States