New York Hard Money Lending Guide
Our platform has 346 hard money lenders that service New York. The loans they offer range from no minimum to $500M with an average cap of $49M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New York ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are New York City (NYC), Buffalo and Rochester. To find a lender that meets your exact criteria, submit a quick request.
Equity Trac
Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.
SVN Capital Markets
Loans from $1M to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.
Walt Shoefler
Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.
Provost Capital
Loans from $75K to $1.3M. Maximum loan-to-value percentage of 80%. 600 credit score required.
Continental Finance Corporation
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Polaris Commercial Financing Group
Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Harris Commercial Capital
Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Winston North Group
Loans from $120K to $10M. Maximum loan-to-value percentage of 75%. 650 credit score required.
AmeriCommercial Capital
Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.
New Wave Loans
Loans from $200K to $15M. Maximum loan-to-value percentage of 65%. No credit score required.
Infinity Commercial Lending
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Rental Home Financing
Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. 620 credit score required.
Paradis Holdings LLC
Loans from $1K to $50M. Maximum loan-to-value percentage of 100%. No credit score required.
Black Onyx Lending
Loans from $1K to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.
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