New York Hard Money Lending Guide

Our platform has 396 hard money lenders that service New York. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New York ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are New York City (NYC), Buffalo and Rochester. To find a lender that meets your exact criteria, submit a quick request.

Harris Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Amerifund Alternative Lending Division

Loans from $500K to $20M. Maximum loan-to-value percentage of 70%. 650 credit score required.

50 States

ScanlanKemperBard Companies

Loans from $1M to $5M. Maximum loan-to-value percentage of 100%. 500 credit score required.

50 States

Velocity Mortgage Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Waterbeach Capital

Loans from $5K to $100K. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Direct Money Lenders

Loans from $100K to $2M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

W Financial

Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

North Shore Funding

Loans from $150K to $15M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Barnett Capital LTD

Loans from $1M to $50M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

MCG

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Silver Hill Funding

Loans from $250K to $2M. Maximum loan-to-value percentage of 100%. No credit score required.

43 States

A10 Capital

Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Bridge Loans Brooklyn

Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Crestbridge Capital

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

46 States

Snap.Build

Loans up to $1.5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

40 States