New York Hard Money Lending Guide

Our platform has 396 hard money lenders that service New York. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New York ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are New York City (NYC), Buffalo and Rochester. To find a lender that meets your exact criteria, submit a quick request.

Ally Acquisitions

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. 620 credit score required.

39 States

Barnett REI Finance

Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Gorilla Capital

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

TF Management Group LLC

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Wisdom Capital

Loans from $50K to $3M. Maximum loan-to-value percentage of 80%. No credit score required.

2 States

Frederick William Lending

Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Highline Financial Group

Loans up to $10M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Red Rock Capital

Loans from $75K to $3M. Maximum loan-to-value percentage of 90%. No credit score required.

42 States

Hamptons Financial

Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Winston North Group

Loans from $120K to $10M. Maximum loan-to-value percentage of 75%. 650 credit score required.

50 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

New Wave Loans

Loans from $200K to $15M. Maximum loan-to-value percentage of 65%. No credit score required.

4 States

Lendero

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Infinity Commercial Lending

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Ashmore Partners

Loans from $75K to $2.5M. Maximum loan-to-value percentage of 80%. 600 credit score required.

13 States