New York Hard Money Lending Guide

Our platform has 398 hard money lenders that service New York. The loans they offer range from no minimum to $500M with an average cap of $52M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New York ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are New York City (NYC), Buffalo and Rochester. To find a lender that meets your exact criteria, submit a quick request.

Roc Capital Holdings LLC

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Synergy Partners, LLC

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

49 States

Blue Water Funding

Loans from $100K to $5M. Maximum loan-to-value percentage of 95%. No credit score required.

50 States

RevitaLending

Loans from $75K to $2.5M. Maximum loan-to-value percentage of 70%. 600 credit score required.

12 States

Parapet Capital

Loans from $100K to $500K. Maximum loan-to-value percentage of 80%. No credit score required.

2 States

SIC Funds

Loans from $15K to $5M. Maximum loan-to-value percentage of 100%. 600 credit score required.

40 States

Direct Lending Partner

Loans from $75K to $2M. Maximum loan-to-value percentage of 75%. 580 credit score required.

27 States

Acra Lending

Loans from $100K to $10M. Maximum loan-to-value percentage of 80%. 625 credit score required.

50 States

Commercial Funding Solutions

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

AESG Capital, Inc

Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

United Capital Companies

Loans from $2M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

5 Arch Funding Corp.

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.

24 States

Beth Sims

Loans from $750K to $20M. Maximum loan-to-value percentage of 40%. 640 credit score required.

50 States

Hard Money Capital Group

Loans from $100K to $20M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Darji Investments LLC

Loans from $100K to $5M. Maximum loan-to-value percentage of 3%. No credit score required.

50 States