North Carolina Hard Money Lending Guide

Our platform has 400 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Mesa West Capital

Loans from $20M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Richmond Rehab Funding

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

2 States

CRE Finance

Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

HouseMax Funding

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

47 States

Security National Life Insurance

Loans from $50K to $8M. Maximum loan-to-value percentage of 70%. 650 credit score required.

30 States

Bloomfield Capital

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

iBorrow

Loans from $2M to $30M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

TF Management Group LLC

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Velocity Mortgage Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Dynamic Equity Partners

Loans up to $50K. Maximum loan-to-value percentage of 60%. No credit score required.

50 States

KSI Capital Corp

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Green Lake Fund

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

MCG

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Magnus Commercial Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

United Capital Companies

Loans from $2M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States