North Carolina Hard Money Lending Guide

Our platform has 400 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Sentinel Stone Financial

Loans from $75K to $50M. Maximum loan-to-value percentage of 90%. 650 credit score required.

33 States

Avenue Capital Solutions

Loans from $25K to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Gelt Financial LLC

Loans from $150K to $20M. Maximum loan-to-value percentage of 100%. 550 credit score required.

46 States

Secured Investment Lending Corp.

Loans from $50K to $10M. Maximum loan-to-value percentage of 75%. 540 credit score required.

45 States

Temple View Capital

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. No credit score required.

42 States

Emerald Creek Capital

Loans from $2M to $50M. Maximum loan-to-value percentage of 65%. 630 credit score required.

50 States

Red Rock Capital

Loans from $75K to $3M. Maximum loan-to-value percentage of 90%. No credit score required.

42 States

SIC Funds

Loans from $15K to $5M. Maximum loan-to-value percentage of 100%. 600 credit score required.

40 States

Dividend America

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

CME Real Estate & Loan Services

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Edward Voccola & Co

Loans from $200K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Abel Commercial Funding

Loans from $60K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Sage Global Finance, LLC

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Assent Mortgage

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

21 States