North Carolina Hard Money Lending Guide

Our platform has 400 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Ronald Weeks

Loans from $50K to $100M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

Private Mortgage Financing Partners

Loans from $400K to $3M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Capstone Private Mortgage Company

Loans up to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Aspen Capital Funding

Loans from $1M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Red Brick Financial

Loans from $60K to $225K. Maximum loan-to-value percentage of 70%. 550 credit score required.

50 States

Hamptons Financial

Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Ausburn Advisors

Loans from $100K to $2M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Finance One Asset Management

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Fulford Lending

Loans from $50K to $750K. Maximum loan-to-value percentage of 65%. No credit score required.

6 States

Rest Investment Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

K2 Commercial Finance

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 550 credit score required.

49 States

Black Hawk Funding

Loans up to $10M. Maximum loan-to-value percentage of 70%. 550 credit score required.

50 States

Iron Bridge Lending

Loans from $100K to $2M. Maximum loan-to-value percentage of 70%. 680 credit score required.

16 States

First Financial Depot, LLC

Loans from $250K to $100M. Maximum loan-to-value percentage of 88%. 500 credit score required.

50 States

IFC

Loans from $150K to $1M. Maximum loan-to-value percentage of 74%. 640 credit score required.

43 States