North Carolina Hard Money Lending Guide
Our platform has 400 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.
Lima One Capital
Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 660 credit score required.
Thorofare Capital, Inc.
Loans from $5M to $40M. Maximum loan-to-value percentage of 68%. No credit score required.
ReCasa Financial Group
Loans from $60K to $1M. Maximum loan-to-value percentage of 75%. 680 credit score required.
Stratton Equities
Loans from $100K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Mercury Capital USA
Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.
360 CB Capital Funding
Loans from $500K to $2M. Maximum loan-to-value percentage of 85%. 550 credit score required.
BSIP Capital
Loans from $30K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Leverage Lending Group
Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
George Smith Partners
Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
3T Funding
Loans from $100K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.
Snap.Build
Loans up to $1.5M. Maximum loan-to-value percentage of 75%. 620 credit score required.
Longhorn III Investments LLC
Loans up to $10M. Maximum loan-to-value percentage of 75%. 650 credit score required.
Summit Hill Capital
Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.
CRE-Finance
Loans from $150K to $75M. Maximum loan-to-value percentage of 90%. 650 credit score required.
STB Capital Holdings
Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.
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