North Carolina Hard Money Lending Guide

Our platform has 400 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

A10 Capital

Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

CCC Holdings, LLC

Loans from $30K to $600K. Maximum loan-to-value percentage of 70%. 500 credit score required.

2 States

JID Investments, LLC

Loans up to $1M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Roon Investment

Loans from $50K to $500K. Maximum loan-to-value percentage of 60%. No credit score required.

17 States

John Morelli

Loans from $200K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States

Baskind Robbins Realty

Loans from $200K to $500M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Capital Holdings LLC

Loans from $500K to $35M. Maximum loan-to-value percentage of 90%. No credit score required.

33 States

Ronald Weeks

Loans from $50K to $100M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

First Rehab Lending

Loans up to $1.3M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

RealtyShares

Loans from $150K to $1M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Center Street Lending

Loans from $150K to $5M. Maximum loan-to-value percentage of 80%. 620 credit score required.

13 States

Blue Water Funding

Loans from $100K to $5M. Maximum loan-to-value percentage of 95%. No credit score required.

50 States

RevitaLending

Loans from $75K to $2.5M. Maximum loan-to-value percentage of 70%. 600 credit score required.

12 States

Revere Capital

Loans from $2M to $30M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Direct Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States