North Carolina Hard Money Lending Guide

Our platform has 397 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Rental Home Financing

Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States

World Business Lenders

Loans from $25K to $2M. Maximum loan-to-value percentage of 75%. 475 credit score required.

50 States

American Financial Network, Inc

Loans from $150K to $8M. Maximum loan-to-value percentage of 85%. 350 credit score required.

49 States

Black Horizon Consulting LLC

Loans from $200K to $125M. Maximum loan-to-value percentage of 80%. 680 credit score required.

39 States

Golden Lawrence

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 600 credit score required.

49 States

Clearedge Commercial

Loans from $75K to $2M. Maximum loan-to-value percentage of 80%. 680 credit score required.

47 States

A.J.T.M. Financial Group, Inc.

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States

Custom Mortgage, LLC

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Practical Funding Solutions

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Apex Mortgage Corporation

Loans from $25K to $1M. Maximum loan-to-value percentage of 65%. 650 credit score required.

50 States

Residential Capital Partners

Loans from $75K to $15M. Maximum loan-to-value percentage of 65%. 620 credit score required.

50 States

GREI Financial

Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Aries Capital

Loans from $3M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Rapid Funding

Loans from $1M to $30M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Silver Hill Funding

Loans from $250K to $2M. Maximum loan-to-value percentage of 100%. No credit score required.

43 States