North Carolina Hard Money Lending Guide
Our platform has 400 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.
Builders Capital
Loans from $250K to $65M. Maximum loan-to-value percentage of 70%. 640 credit score required.
Darji Investments LLC
Loans from $100K to $5M. Maximum loan-to-value percentage of 3%. No credit score required.
Westmont Capital
Loans from $120K to $35M. Maximum loan-to-value percentage of 90%. No credit score required.
Black Onyx Lending
Loans from $1K to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Gorilla Capital
Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.
Straightline Funding
Loans from $25K to $1M. Maximum loan-to-value percentage of 90%. 680 credit score required.
Sherman Bridge Lending
Loans from $50K to $1M. Maximum loan-to-value percentage of 85%. 600 credit score required.
Emory Funding
Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.
Flatiron Realty Capital
Loans from $150K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
Highline Financial Group
Loans up to $10M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Barnett Capital LTD
Loans from $1M to $50M. Maximum loan-to-value percentage of 100%. No credit score required.
Direct Lending Partner
Loans from $75K to $2M. Maximum loan-to-value percentage of 75%. 580 credit score required.
American Funding Corporation
Loans from $5M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Niche Capital Advisors
Loans from $1M to $20M. Maximum loan-to-value percentage of 65%. No credit score required.
Alpha Funding Corp.
Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.
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