North Carolina Hard Money Lending Guide
Our platform has 400 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.
Dividend America
Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
CME Real Estate & Loan Services
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Edward Voccola & Co
Loans from $200K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.
AmeriCommercial Capital
Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.
Abel Commercial Funding
Loans from $60K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
Sage Global Finance, LLC
Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.
Assent Mortgage
Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
700 Capital
Loans from $1M to $500M. Maximum loan-to-value percentage of 20%. No credit score required.
Atlantic National Trust
Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 680 credit score required.
Certain Lending
Loans from $100K to $10M. Maximum loan-to-value percentage of 85%. 680 credit score required.
Capital of Loans
Loans from $120K to $2M. Maximum loan-to-value percentage of 100%. 680 credit score required.
Barnett REI Finance
Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.
GoKapital Inc.
Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.
JCAP Private Lending
Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Fairway America
Loans from $250K to $1M. Maximum loan-to-value percentage of 75%. No credit score required.
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