North Carolina Hard Money Lending Guide

Our platform has 400 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

REI Funding

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

40 States

Church Resource Company, LLC

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Lend Some Money

Loans from $25K to $10M. Maximum loan-to-value percentage of 65%. 594 credit score required.

46 States

Flip Funding LLC

Loans from $50K to $5M. Maximum loan-to-value percentage of 100%. 525 credit score required.

46 States

63 Capital and Investments llc

Loans from $25K to $60M. Maximum loan-to-value percentage of 85%. 600 credit score required.

36 States

SVN Capital Markets

Loans from $500K to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

23 States

Versair Private Money

Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. No credit score required.

46 States

Coast Funding Corporation

Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.

50 States

Winn Venture Capital

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States