North Carolina Hard Money Lending Guide

Our platform has 346 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $47M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

South End Capital Corporation

Loans from $175K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

45 States

Oakwood Lending

Loans from $30K to $300K. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

VP Capital Lending

Loans from $50K to $5M. Maximum loan-to-value percentage of 90%. 680 credit score required.

45 States

CMN Funding

Loans from $50K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Pro Max Loans

Loans from $250K to $300M. Maximum loan-to-value percentage of 80%. No credit score required.

48 States

Ray Grant

Loans from $750K to $500M. Maximum loan-to-value percentage of 90%. 500 credit score required.

49 States

Miner Capital Funding, LLC

Loans from $200K to $10M. Maximum loan-to-value percentage of 75%. 650 credit score required.

50 States

Alpha Funding

Loans from $75K to $3M. Maximum loan-to-value percentage of 65%. 625 credit score required.

25 States

Frias Financial

Loans from $500K to $100M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Money Source of America

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

iTrade Investments LLC

Loans from $1M to $55M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Prime Resource Capital LLC

Loans from $250K to $100M. Maximum loan-to-value percentage of 90%. No credit score required.

39 States

Mr. Carol Brutus

Loans from $250K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

49 States

Win-Win Capital Funding LLC

Loans from $50K to $500M. Maximum loan-to-value percentage of 95%. No credit score required.

50 States

Conventus Lending

Loans up to $10M. Maximum loan-to-value percentage of 75%. 620 credit score required.

14 States