North Carolina Hard Money Lending Guide

Our platform has 400 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Uptown Commercial Capital

Loans from $100K to $30M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

The KPC Group, LLC

Loans from $150K to $50M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Peak Capital Funding, LLC.

Loans from $25K to $40M. Maximum loan-to-value percentage of 90%. No credit score required.

37 States

Rock and Shield Capital

Loans from $200K to $50M. Maximum loan-to-value percentage of 85%. 620 credit score required.

48 States

Private Commercial Financing

Loans from $250K to $50M. Maximum loan-to-value percentage of 85%. 550 credit score required.

32 States

Spectra Lending

Loans from $500K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

39 States

AccoLend LLC

Loans from $150K to $10M. Maximum loan-to-value percentage of 85%. 600 credit score required.

48 States

Quentin Realty Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.

47 States

Peach Tree Commercial Capital

Loans from $50K to $2M. Maximum loan-to-value percentage of 85%. 620 credit score required.

43 States

Excelsior Venture Solutions LLC

Loans from $2M to $100M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Private Capital Lenders

Loans from $100K to $500M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Rme finance, llc

Loans from $100K to $55M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

www.linkedin.com/in/best-commercial-mortgages

Loans from $100K to $5M. Maximum loan-to-value percentage of 80%. 620 credit score required.

36 States

American Street Capital

Loans from $750K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

FundingEdge

Loans from $200K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States