North Carolina Hard Money Lending Guide

Our platform has 346 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $47M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

PSG Lending

Loans from $125K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

17 States

Chris Doster

Loans from $150K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

45 States

Carol City Capital LLC

Loans from $500K to $100M. Maximum loan-to-value percentage of 70%. 650 credit score required.

50 States

Rapid Merchant Capital, LLC.

Loans from $400K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Equity Trac

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

SVN Capital Markets

Loans from $1M to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

32 States

Equity Lending, Inc.

Loans from $500K to $7M. Maximum loan-to-value percentage of 65%. 500 credit score required.

9 States

Quentin Realty Capital LLC

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.

48 States

Walt Shoefler

Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.

50 States

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Sound Capital Loans, LLC

Loans up to $10M. Maximum loan-to-value percentage of 90%. 680 credit score required.

14 States

Harris Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

CoreVest Finance

Loans from $68K to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Brookview Financial, Inc.

Loans from $50K to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

33 States

Lima One Capital

Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 660 credit score required.

45 States