North Carolina Hard Money Lending Guide

Our platform has 397 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Carol City Capital LLC

Loans from $500K to $100M. Maximum loan-to-value percentage of 70%. 650 credit score required.

50 States

SVN Capital Markets

Loans from $1M to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

32 States

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Sound Capital Loans, LLC

Loans up to $10M. Maximum loan-to-value percentage of 90%. 680 credit score required.

14 States

Walt Shoefler

Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.

50 States

Harris Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Avatar Financial Group

Loans from $500K to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Fusion Private

Loans up to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

ScanlanKemperBard Companies

Loans from $1M to $5M. Maximum loan-to-value percentage of 100%. 500 credit score required.

50 States

Connvisions Capital Group

Loans from $50K to $2.5M. Maximum loan-to-value percentage of 65%. No credit score required.

2 States

Capital Funding Financial

Loans from $100K to $25M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Waterbeach Capital

Loans from $5K to $100K. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Dominion Mortgage Corporation

Loans from $100K to $10M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Madison Realty Capital

Loans from $3M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

212 Loans

Loans from $50K to $500K. Maximum loan-to-value percentage of 70%. No credit score required.

10 States