North Carolina Hard Money Lending Guide

Our platform has 335 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $47M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

CCC Holdings, LLC

Loans from $30K to $600K. Maximum loan-to-value percentage of 70%. 500 credit score required.

2 States

JID Investments, LLC

Loans up to $1M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Ashmore Partners

Loans from $75K to $2.5M. Maximum loan-to-value percentage of 80%. 600 credit score required.

13 States

Power Capital Solutions, LLC

Loans from $10K to $400K. Maximum loan-to-value percentage of 100%. 680 credit score required.

50 States

Brad Emmer

Loans from $25K to $1M. Maximum loan-to-value percentage of 80%. 400 credit score required.

48 States

Monkman Capital Equity

Loans from $50K to $50M. Maximum loan-to-value percentage of 95%. 550 credit score required.

50 States

Private Mortgage Financing Partners

Loans from $400K to $3M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Capstone Private Mortgage Company

Loans up to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Synergy Partners, LLC

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

49 States

Commercial Funding International

Loans from $500K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

Sovereign Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Capital Funding Hard Money

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

T&M Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

46 States

Fulford Lending

Loans from $50K to $750K. Maximum loan-to-value percentage of 65%. No credit score required.

6 States

Rest Investment Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States