Rhode Island Hard Money Lending Guide

Our platform has 350 hard money lenders that service Rhode Island. The loans they offer range from no minimum to $500M with an average cap of $53M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 680. Rhode Island ranks as #29 in popularity for hard money lenders. The areas with the most real estate and lending activity are Providence and Warwick. To find a lender that meets your exact criteria, submit a quick request.

Mann Mortgage

Loans up to $100M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Kennedy Funding

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Visio Lending

Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

40 States

Winston North Group

Loans from $120K to $10M. Maximum loan-to-value percentage of 75%. 650 credit score required.

50 States

Ocean Pacific Capital

Loans from $500K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

K2 Commercial Finance

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 550 credit score required.

49 States

Pretty Gurls Investments

Loans from $20K to $5M. Maximum loan-to-value percentage of 85%. 650 credit score required.

50 States

RF-Boston, Real Estate Finance Boston

Loans from $250K to $25M. Maximum loan-to-value percentage of 70%. No credit score required.

2 States

Stacey's Funding LLC

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 650 credit score required.

11 States

Daniel Molina

Loans from $100K to $3M. Maximum loan-to-value percentage of 80%. 600 credit score required.

48 States

RCN Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. 620 credit score required.

45 States

Money 360

Loans from $3M to $25M. Maximum loan-to-value percentage of 75%. 500 credit score required.

50 States

Apex Mortgage Corporation

Loans from $25K to $1M. Maximum loan-to-value percentage of 65%. 650 credit score required.

50 States

KSI Capital Corp

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

ICG10 Capital

Loans up to $10M. Maximum loan-to-value percentage of 60%. 550 credit score required.

44 States