Rhode Island Hard Money Lending Guide
Our platform has 350 hard money lenders that service Rhode Island. The loans they offer range from no minimum to $500M with an average cap of $53M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 680. Rhode Island ranks as #29 in popularity for hard money lenders. The areas with the most real estate and lending activity are Providence and Warwick. To find a lender that meets your exact criteria, submit a quick request.
Colony American Finance
Loans from $500K to $100M. Maximum loan-to-value percentage of 75%. No credit score required.
Commercial Loan Direct
Loans from $1M to $5M. Maximum loan-to-value percentage of 90%. No credit score required.
First Financial Depot, LLC
Loans from $250K to $100M. Maximum loan-to-value percentage of 88%. 500 credit score required.
American Financial Network, Inc
Loans from $150K to $8M. Maximum loan-to-value percentage of 85%. 350 credit score required.
PhoneOps Funding LLC
Loans from $25K to $500K. Maximum loan-to-value percentage of 100%. 350 credit score required.
J. R. Andrews
Loans from $75K to $5M. Maximum loan-to-value percentage of 80%. 499 credit score required.
NV Capital Holdings LLC
Loans from $40K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Amerifund Alternative Lending Division
Loans from $500K to $20M. Maximum loan-to-value percentage of 70%. 650 credit score required.
Foxworth Commercial Capital
Loans from $150K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.
ScanlanKemperBard Companies
Loans from $1M to $5M. Maximum loan-to-value percentage of 100%. 500 credit score required.
Oracle Loans
Loans from $100K to $15M. Maximum loan-to-value percentage of 100%. 500 credit score required.
Aries Capital
Loans from $3M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Rapid Funding
Loans from $1M to $30M. Maximum loan-to-value percentage of 100%. No credit score required.
Direct Commercial Funding
Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
CME Real Estate & Loan Services
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
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