Rhode Island Hard Money Lending Guide

Our platform has 349 hard money lenders that service Rhode Island. The loans they offer range from no minimum to $500M with an average cap of $53M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 680. Rhode Island ranks as #28 in popularity for hard money lenders. The areas with the most real estate and lending activity are Providence and Warwick. To find a lender that meets your exact criteria, submit a quick request.

Black Horizon Consulting LLC

Loans from $200K to $125M. Maximum loan-to-value percentage of 80%. 680 credit score required.

39 States

Ronald Weeks

Loans from $50K to $100M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

First Rehab Lending

Loans up to $1.3M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Roc Capital Holdings LLC

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Velocity Mortgage Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Stratton Equities

Loans from $100K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

45 States

Anglo-American Financial

Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Prescient Capital Management

Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

COGO Capital

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

45 States

Ausburn Advisors

Loans from $100K to $2M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Resolute Commercial Capital

Loans up to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Jems Financial

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. No credit score required.

4 States

Colony American Finance

Loans from $500K to $100M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Commercial Loan Direct

Loans from $1M to $5M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

First Financial Depot, LLC

Loans from $250K to $100M. Maximum loan-to-value percentage of 88%. 500 credit score required.

50 States