Rhode Island Hard Money Lending Guide

Our platform has 350 hard money lenders that service Rhode Island. The loans they offer range from no minimum to $500M with an average cap of $53M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 680. Rhode Island ranks as #29 in popularity for hard money lenders. The areas with the most real estate and lending activity are Providence and Warwick. To find a lender that meets your exact criteria, submit a quick request.

REI Funding

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

40 States

AESG Capital, Inc

Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Artos Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Metroplex Lending LLC

Loans from $10K to $500M. Maximum loan-to-value percentage of 100%. 400 credit score required.

50 States

Jaken finance group

Loans from $100K to $100M. Maximum loan-to-value percentage of 90%. 600 credit score required.

40 States

Atlantic National Trust

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 680 credit score required.

31 States

Certain Lending

Loans from $100K to $10M. Maximum loan-to-value percentage of 85%. 680 credit score required.

48 States

Grand Coast Capital Group

Loans from $150K to $5M. Maximum loan-to-value percentage of 75%. 650 credit score required.

7 States

Barnett REI Finance

Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

GoKapital Inc.

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Sunset Equity Funding

Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. 570 credit score required.

50 States

Residential Capital Partners

Loans from $75K to $15M. Maximum loan-to-value percentage of 65%. 620 credit score required.

50 States

Direct Money Lenders

Loans from $100K to $2M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

W Financial

Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Meridian Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States