Rhode Island Hard Money Lending Guide

Our platform has 349 hard money lenders that service Rhode Island. The loans they offer range from no minimum to $500M with an average cap of $53M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 680. Rhode Island ranks as #28 in popularity for hard money lenders. The areas with the most real estate and lending activity are Providence and Warwick. To find a lender that meets your exact criteria, submit a quick request.

Spectra Lending

Loans from $500K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

39 States

Peach Tree Commercial Capital

Loans from $50K to $2M. Maximum loan-to-value percentage of 85%. 620 credit score required.

43 States

AccoLend LLC

Loans from $150K to $10M. Maximum loan-to-value percentage of 85%. 600 credit score required.

48 States

Quentin Realty Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.

47 States

Private Capital Lenders

Loans from $100K to $500M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Excelsior Venture Solutions LLC

Loans from $2M to $100M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Layla Capital

Loans from $500K to $10M. Maximum loan-to-value percentage of 70%. 500 credit score required.

38 States

EMCAP Lending

Loans from $150K to $25M. Maximum loan-to-value percentage of 75%. 625 credit score required.

6 States

Rme finance, llc

Loans from $100K to $55M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

www.linkedin.com/in/best-commercial-mortgages

Loans from $100K to $5M. Maximum loan-to-value percentage of 80%. 620 credit score required.

36 States

American Street Capital

Loans from $750K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Northborough Capital Partners

Loans from $100K to $3M. Maximum loan-to-value percentage of 75%. No credit score required.

5 States

FundingEdge

Loans from $200K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Magis Funding Solutions

Loans from $100K to $100M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Tuttle & Company

Loans from $200K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

33 States