Rhode Island Hard Money Lending Guide

Our platform has 295 hard money lenders that service Rhode Island. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Rhode Island ranks as #31 in popularity for hard money lenders. The areas with the most real estate and lending activity are Providence and Warwick. To find a lender that meets your exact criteria, submit a quick request.

Equity Trac

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Rapid Merchant Capital, LLC.

Loans from $400K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

RealtyShares

Loans from $150K to $1M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

JCAP Private Lending

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 550 credit score required.

39 States

Stratton Equities

Loans from $100K to $5M. Maximum loan-to-value percentage of 90%. 650 credit score required.

44 States

Anglo-American Financial

Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Prescient Capital Management

Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

COGO Capital

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

45 States

Ausburn Advisors

Loans from $100K to $2M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

GFS Commercial Loans

Loans from $150K to $15M. Maximum loan-to-value percentage of 90%. 580 credit score required.

46 States

Edward Voccola & Co

Loans from $200K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Private Lender of New England

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

5 States

Stage Point Capital LLC

Loans from $40K to $4M. Maximum loan-to-value percentage of 70%. No credit score required.

3 States

Global Integrity Finance

Loans from $75K to $2M. Maximum loan-to-value percentage of 75%. 621 credit score required.

48 States