Rhode Island Hard Money Lending Guide

Our platform has 350 hard money lenders that service Rhode Island. The loans they offer range from no minimum to $500M with an average cap of $53M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 680. Rhode Island ranks as #29 in popularity for hard money lenders. The areas with the most real estate and lending activity are Providence and Warwick. To find a lender that meets your exact criteria, submit a quick request.

Practical Funding Solutions

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Genesis Capital LLC

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Mass Private Lending

Loans from $75K to $3M. Maximum loan-to-value percentage of 80%. No credit score required.

2 States

Mercury Capital USA

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Thorpe Commercial Capital

Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

T&M Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

46 States

Universal Capital

Loans from $100K to $3M. Maximum loan-to-value percentage of 70%. No credit score required.

6 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Alpha Funding Corp.

Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Epic Capital Solutions

Loans from $250K to $4M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

World Business Lenders

Loans from $25K to $2M. Maximum loan-to-value percentage of 75%. 475 credit score required.

50 States

IFC

Loans from $150K to $1M. Maximum loan-to-value percentage of 74%. 640 credit score required.

43 States

Carlos Flores

Loans from $50K to $2.5M. Maximum loan-to-value percentage of 90%. 640 credit score required.

46 States

The FTranzacts Group

Loans from $5M to $500M. Maximum loan-to-value percentage of 82%. 500 credit score required.

50 States

Golden Lawrence

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 600 credit score required.

49 States