Rhode Island Hard Money Lending Guide

Our platform has 352 hard money lenders that service Rhode Island. The loans they offer range from no minimum to $500M with an average cap of $54M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 680. Rhode Island ranks as #29 in popularity for hard money lenders. The areas with the most real estate and lending activity are Providence and Warwick. To find a lender that meets your exact criteria, submit a quick request.

IFC

Loans from $150K to $1M. Maximum loan-to-value percentage of 74%. 640 credit score required.

43 States

Carlos Flores

Loans from $50K to $2.5M. Maximum loan-to-value percentage of 90%. 640 credit score required.

46 States

The FTranzacts Group

Loans from $5M to $500M. Maximum loan-to-value percentage of 82%. 500 credit score required.

50 States

Golden Lawrence

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 600 credit score required.

49 States

Clearedge Commercial

Loans from $75K to $2M. Maximum loan-to-value percentage of 80%. 680 credit score required.

47 States

A.J.T.M. Financial Group, Inc.

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States

Private Mortgage Financing Partners

Loans from $400K to $3M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Dynamic Equity Partners

Loans up to $50K. Maximum loan-to-value percentage of 60%. No credit score required.

50 States

QS Private Lending

Loans from $50K to $5M. Maximum loan-to-value percentage of 70%. No credit score required.

3 States

Olympus Capital

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

360 CB Capital Funding

Loans from $500K to $2M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States

Paramount Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Apple Capital Group

Loans from $25K to $100M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Pro Builder Financial

Loans from $100K to $3M. Maximum loan-to-value percentage of 75%. No credit score required.

5 States

Niche Capital Advisors

Loans from $1M to $20M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States